Enter your portfolio holdings manually or upload a file (.XLS/.XLSX or .PDF brokerage statement). Select the investor type and account objective, then click Run Analysis to generate a PDF report and Excel workbook.

• Personal — Individual accounts including IRA, Roth IRA, 401(k)/403(b), and taxable accounts.
• Institutional — Pension funds, endowments, family offices, and other professional investors. Tax-advantaged account types (IRA, 401k) are not applicable.

• Standard After-Tax IRA — Traditional IRA; contributions may be tax-deductible, growth taxed on withdrawal.
• Standard Pre-Tax IRA — Pre-tax contributions; full distributions taxed as ordinary income.
• Roth IRA — After-tax contributions; qualified withdrawals tax-free. Emphasizes long-term growth, no RMDs.
• 401(k)/403(b) — Employer-sponsored plans; tax-deferred growth, mandatory distributions at 73.
• Retirement — No Tax Benefits — Taxable retirement savings; annual realized gains/income taxed.
• Liquidity Portfolio — Capital preservation; minimum 90-day liquidity. Sharpe ratio and drawdown critical.
• Income — Yield-focused; distributable income maximized. Dividend coverage and yield highlighted.
• Growth — Balanced appreciation; moderate risk tolerance. TEV and information ratio emphasized.
• Aggressive Growth — Maximum capital appreciation; high volatility acceptable. Beta and upside capture analyzed.
• Speculation — High-risk/high-reward; asymmetric payoff profile. Max drawdown and VaR stressed.

• TEV — Tracking Error Volatility vs benchmark
• Expected Yield / Income — Weighted-average forward yield and projected annual income
• Sharpe Ratio — Risk-adjusted return (excess return per unit of total risk)
• Information Ratio — Active return per unit of active risk
• Max Drawdown — Largest peak-to-trough decline in portfolio history
• Beta — Portfolio sensitivity to benchmark movements
• Concentration (HHI) — Herfindahl-Hirschman Index for position sizing
• Asset Allocation — Breakdown by asset class, sector, and geography
• VaR (95%) — 1-day Value at Risk at 95% confidence

Upload broker statements or holding reports in .XLS / .XLSX or .PDF format. The AI will extract holdings, quantities, prices, and asset classes automatically. You can also add holdings manually using the holdings table below the upload zone.

Add up to 5 portfolios to analyze separately or compare. Each portfolio has its own name, objective, file upload, and holdings table. A cross-portfolio summary is included in the output.